| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 6,691,392.02 | 2,334,225.59 | 2,763,890.22 | 4,488,248.72 | 1,351,547.37 | 17,629,303.92 | | Efectivo y Equivalente al Efectivo | 188,834.22 | 222,916.64 | 51,998.32 | 123,720.82 | 90,381.51 | 677,851.51 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 67,582.37 | 0.00 | 0.00 | 0.00 | 67,582.37 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 5,828,729.97 | 800,505.91 | 1,554,824.22 | 3,216,915.31 | 987,245.99 | 12,388,221.40 | | Inversiones a costo amortizado | 5,169,501.15 | 796,632.14 | 1,508,143.74 | 3,070,867.80 | 987,245.99 | 11,532,390.83 | | Cartera de Creditos, Neta | 659,228.82 | 3,873.76 | 46,680.48 | 146,047.51 | 0.00 | 855,830.57 | | Primas por Cobrar (neto) | 381,972.20 | 600,353.69 | 538,498.14 | 774,812.59 | 217,378.11 | 2,513,014.73 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 114,228.82 | 337,183.09 | 256,459.65 | 148,166.08 | 9,989.78 | 866,027.41 | | Otras cuentas por cobrar | 29,089.68 | 2,689.66 | 17,743.36 | 22,441.02 | 7,657.11 | 79,620.84 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Participaciones en acciones | 0.00 | 0.00 | 1,535.43 | 13,568.07 | 0.00 | 15,103.50 | | Activo material | 117,657.72 | 209,775.16 | 166,524.03 | 8,380.97 | 5,299.11 | 507,636.98 | | Activo intangible | 7,709.27 | 21,630.72 | 6,272.43 | 2,601.49 | 3,839.20 | 42,053.11 | | Activo fiscales | 2,549.69 | 0.00 | 37,225.96 | 25,245.66 | 14,040.22 | 79,061.54 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 16,059.73 | 5,598.37 | 21,658.10 | | Otros activos | 20,620.45 | 71,588.36 | 132,808.67 | 136,336.97 | 10,117.98 | 371,472.43 | | | | | | | | | PASIVOS | 3,069,799.59 | 1,671,595.53 | 1,652,687.23 | 2,456,803.05 | 1,000,333.89 | 9,851,219.29 | | Reservas tecnicas | 2,558,017.61 | 1,001,248.96 | 915,758.98 | 1,608,796.80 | 516,522.86 | 6,600,345.21 | | Reservas de Riesgo en Curso | 591,346.78 | 87,393.36 | 342,599.96 | 757,046.89 | 187,956.53 | 1,966,343.52 | | Reserva Matematica | 580,024.82 | 44,148.83 | 5,588.52 | 45,734.39 | 3,359.79 | 678,856.36 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 170,295.93 | 0.00 | 0.00 | 170,295.93 | | Reservas para siniestros pendientes de liquidación y/o pago | 494,282.78 | 293,092.13 | 202,140.73 | 273,634.23 | 45,986.75 | 1,309,136.62 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 24,772.74 | 14,654.61 | 10,106.98 | 13,681.77 | 2,299.34 | 65,515.44 | | Reservas de Contingencia | 104,548.41 | 409,113.25 | 52,703.21 | 96,266.20 | 183,018.36 | 845,649.43 | | Reservas para Riesgos Catastróficos | 763,042.07 | 152,846.77 | 132,323.66 | 422,433.32 | 93,902.10 | 1,564,547.92 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 81,189.47 | 298,054.31 | 355,130.34 | 407,760.21 | 67,351.28 | 1,209,485.61 | | Obligaciones por operaciones de seguro y fianzas | 266,818.04 | 153,174.09 | 114,873.59 | 161,593.22 | 302,659.14 | 999,118.09 | | Primas en deposito | 3,211.26 | 66,176.38 | 8,979.73 | 42,923.22 | 7,594.96 | 128,885.55 | | Deposito en garantia por fianzas expedidas | 178,448.47 | 49,770.89 | 55,997.11 | 60,693.22 | 274,653.05 | 619,562.74 | | Acreedores por Primas a devolver | 37,773.13 | 3,680.62 | 0.00 | 1.64 | 0.00 | 41,455.39 | | Comisiones a intermediarios de seguros | 47,385.18 | 33,546.21 | 49,896.75 | 57,975.14 | 20,411.13 | 209,214.41 | | Pasivos financieros a costo amortizado | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 47,095.79 | 147,562.95 | 109,800.85 | 129,677.58 | 42,126.33 | 476,263.51 | | Provisiones Laborales | 55,367.59 | 19,935.07 | 51,473.15 | 57,195.20 | 27,139.63 | 211,110.62 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 61,311.08 | 51,620.16 | 105,650.33 | 91,780.04 | 44,534.64 | 354,896.26 | | | | | | | | | PATRIMONIO | 3,621,592.43 | 662,630.06 | 1,111,202.99 | 2,031,445.67 | 351,213.48 | 7,778,084.63 | | Fondos propios | 3,580,470.48 | 644,260.37 | 1,075,690.58 | 2,032,132.19 | 351,213.48 | 7,683,767.10 | | Capital social pagado | 438,418.39 | 154,256.38 | 410,399.20 | 449,823.00 | 151,267.00 | 1,604,163.97 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.37 | 0.00 | 0.37 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 205,470.88 | 127,424.12 | 192,572.45 | 312,259.28 | 63,693.93 | 901,420.67 | | Resultados acumulados | 2,730,691.71 | 341,210.04 | 390,136.09 | 1,170,909.11 | 111,337.35 | 4,744,284.30 | | Resultados del ejercicio | 205,889.50 | 21,369.84 | 82,582.84 | 99,140.43 | 24,915.20 | 433,897.79 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | -686.52 | 0.00 | -686.52 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 6,691,392.02 | 2,334,225.59 | 2,763,890.22 | 4,488,248.72 | 1,351,547.37 | 17,629,303.92 | | | | | | | | | Cuentas de orden | 633,447,624.33 | 785,536,667.50 | 1,284,376,230.58 | 529,927,948.72 | 351,087,191.29 | 3,584,375,662.42 | | Responsabilidades en vigor | 440,942,350.28 | 416,148,955.54 | 713,792,707.97 | 387,387,197.18 | 216,682,044.85 | 2,174,953,255.83 | | Riesgos cedidos en reaseguro | 185,088,390.90 | 367,742,028.96 | 564,907,506.24 | 141,146,166.31 | 128,913,117.38 | 1,387,797,209.79 | | Responsabilidad por fianzas otorgadas | 707,995.13 | 370,532.30 | 1,738,547.79 | 491,902.14 | 2,402,850.50 | 5,711,827.86 | | Afianzamiento y reafianzamiento cedido | 573,849.95 | 298,769.39 | 1,270,116.19 | 0.00 | 2,031,746.83 | 4,174,482.36 | | Garantias y contragarantias recibidas | 1,956,272.89 | 972,563.96 | 2,535,464.19 | 863,588.75 | 1,009,250.41 | 7,337,140.20 | | Documentos y valores en custodia | 3,884,943.05 | 0.00 | 0.00 | 0.00 | 0.00 | 3,884,943.05 | | Primas por cobrar retiradas del activo | 0.00 | 72.72 | 0.00 | 1,630.78 | 0.00 | 1,703.51 | | Cuentas de registro diversas | 293,822.13 | 3,744.63 | 131,888.20 | 37,463.56 | 48,181.31 | 515,099.83 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 31 DE MAYO DE 2024 C$ 36.6243 X US$ 1.00 | |
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