| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 4,334,839.91 | 2,470,578.91 | 1,859,229.26 | 2,947,440.90 | 878,795.73 | 12,490,884.71 | | Efectivo y Equivalente al Efectivo | 123,751.44 | 174,859.05 | 12,636.39 | 63,073.45 | 104,838.89 | 479,159.23 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Inversiones a costo amortizado | 3,613,116.99 | 928,433.42 | 775,456.57 | 2,173,055.40 | 577,803.95 | 8,067,866.33 | | Primas por Cobrar (neto) | 321,451.67 | 406,030.09 | 495,425.57 | 416,954.54 | 117,589.53 | 1,757,451.41 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 130,730.54 | 612,833.99 | 34,884.36 | 125,055.70 | 17,699.13 | 921,203.73 | | Otras cuentas por cobrar | 38,359.69 | 18,253.62 | 7,527.74 | 40,690.28 | 17,375.97 | 122,207.29 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 3.71 | 0.00 | 0.00 | 0.00 | 0.00 | 3.71 | | Participaciones en acciones | 0.00 | 0.00 | 249,259.26 | 16,291.85 | 0.00 | 265,551.12 | | Activo material | 77,332.29 | 274,598.81 | 192,173.36 | 22,518.43 | 6,287.42 | 572,910.30 | | Activo intangible | 1,004.97 | 14,579.43 | 12,035.13 | 4,461.61 | 4,672.17 | 36,753.30 | | Activo fiscales | 1,164.65 | 0.00 | 25,440.87 | 23,978.23 | 8,413.80 | 58,997.54 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 7,047.29 | 0.00 | 7,047.29 | | Otros activos | 27,923.97 | 40,990.49 | 54,390.00 | 54,314.12 | 24,114.87 | 201,733.45 | | | | | | | | | PASIVOS | 2,421,676.09 | 1,743,601.35 | 1,190,094.35 | 1,527,148.01 | 659,076.85 | 7,541,596.66 | | Reservas tecnicas | 1,947,719.02 | 1,167,702.79 | 670,139.51 | 1,039,092.82 | 354,174.84 | 5,178,828.99 | | Reservas de Riesgo en Curso | 465,936.74 | 110,387.08 | 361,139.73 | 483,999.51 | 137,240.52 | 1,558,703.57 | | Reserva Matematica | 517,248.11 | 33,199.75 | 3,021.31 | 13,071.47 | 2,296.13 | 568,836.77 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 154,870.82 | 0.00 | 0.00 | 154,870.82 | | Reservas para siniestros pendientes de liquidación y/o pago | 248,844.79 | 611,078.90 | 10,475.87 | 186,195.26 | 45,082.61 | 1,101,677.43 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 13,120.87 | 30,553.85 | 523.77 | 9,309.79 | 2,254.13 | 55,762.42 | | Reservas de Contingencia | 85,715.34 | 274,892.01 | 51,647.86 | 74,453.67 | 111,541.43 | 598,250.32 | | Reservas para Riesgos Catastróficos | 616,853.17 | 107,591.20 | 88,460.16 | 272,063.11 | 55,760.02 | 1,140,727.66 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 82,117.59 | 166,552.79 | 227,367.95 | 148,045.61 | 59,057.66 | 683,141.60 | | Obligaciones por operaciones de seguro y fianzas | 122,092.85 | 113,091.60 | 106,790.01 | 97,214.51 | 186,394.58 | 625,583.55 | | Primas en deposito | 1,987.74 | 36,208.32 | 9,164.65 | 11,958.35 | 3,176.80 | 62,495.85 | | Deposito en garantia por fianzas expedidas | 39,866.94 | 54,539.76 | 59,186.89 | 44,427.12 | 169,838.17 | 367,858.88 | | Acreedores por Primas a devolver | 38,439.75 | 0.00 | 0.00 | 0.00 | 328.05 | 38,767.80 | | Comisiones a intermediarios de seguros | 41,798.43 | 22,343.52 | 38,438.46 | 40,829.04 | 13,051.56 | 156,461.02 | | Pasivos financieros a costo amortizado | 0.00 | 87,793.42 | 0.00 | 0.00 | 0.00 | 87,793.42 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 87,793.42 | 0.00 | 0.00 | 0.00 | 87,793.42 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 39,110.04 | 115,352.66 | 96,512.72 | 117,223.06 | 24,024.56 | 392,223.04 | | Provisiones Laborales | 59,485.89 | 23,205.22 | 33,840.46 | 46,566.97 | 16,453.07 | 179,551.62 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 171,150.70 | 69,902.88 | 55,443.69 | 79,005.03 | 18,972.14 | 394,474.45 | | | | | | | | | PATRIMONIO | 1,913,163.82 | 726,977.56 | 669,134.91 | 1,420,292.88 | 219,718.88 | 4,949,288.05 | | Fondos propios | 1,885,319.31 | 708,607.86 | 639,089.18 | 1,420,292.88 | 219,718.88 | 4,873,028.12 | | Capital social pagado | 214,370.30 | 139,986.52 | 265,000.00 | 317,653.00 | 134,528.00 | 1,071,537.83 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 154,107.30 | 97,529.63 | 114,024.19 | 280,787.60 | 42,433.69 | 688,882.42 | | Resultados acumulados | 1,199,856.05 | 383,458.24 | 206,101.08 | 570,223.95 | 41,893.61 | 2,401,532.93 | | Resultados del ejercicio | 316,985.66 | 87,633.46 | 53,963.92 | 251,628.34 | 863.58 | 711,074.94 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Ajustes de Transición | 27,844.51 | 18,369.70 | 30,045.72 | 0.00 | 0.00 | 76,259.93 | | Total pasivo mas capital | 4,334,839.91 | 2,470,578.91 | 1,859,229.26 | 2,947,440.90 | 878,795.73 | 12,490,884.71 | | | | | | | | | Cuentas de orden | 513,137,567.38 | 1,314,722,247.98 | 1,458,980,258.53 | 359,980,815.34 | 421,957,592.01 | 4,068,778,481.24 | | Responsabilidades en vigor | 363,841,072.55 | 715,065,694.46 | 813,834,580.33 | 257,972,162.35 | 305,789,943.32 | 2,456,503,453.02 | | Riesgos cedidos en reaseguro | 146,706,464.72 | 598,616,005.45 | 640,116,065.94 | 100,886,723.85 | 113,378,975.33 | 1,599,704,235.30 | | Responsabilidad por fianzas otorgadas | 502,693.64 | 171,181.68 | 1,923,829.72 | 340,854.13 | 1,136,554.98 | 4,075,114.15 | | Afianzamiento y reafianzamiento cedido | 396,839.23 | 117,954.47 | 1,537,470.06 | 1,380.92 | 927,671.60 | 2,981,316.27 | | Garantias y contragarantias recibidas | 1,179,659.26 | 747,082.90 | 1,517,108.76 | 753,087.50 | 703,436.02 | 4,900,374.45 | | Documentos y valores en custodia | 377,614.34 | 0.00 | 0.00 | 0.00 | 0.00 | 377,614.34 | | Primas por cobrar retiradas del activo | 0.00 | 66.58 | 0.00 | 0.00 | 0.00 | 66.58 | | Cuentas de registro diversas | 133,223.64 | 4,262.43 | 51,203.71 | 26,606.59 | 21,010.76 | 236,307.13 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 30 DE SEPTIEMBRE DE 2019 C$ 33.5321 X US$ 1.00 | |
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