| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 4,227,296.61 | 2,117,725.41 | 1,966,925.13 | 3,019,006.35 | 836,535.40 | 12,167,488.90 | | Efectivo y Equivalente al Efectivo | 152,355.20 | 95,601.84 | 4,023.08 | 75,961.68 | 113,010.93 | 440,952.73 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Inversiones a costo amortizado | 3,359,769.02 | 874,033.57 | 961,054.70 | 2,159,186.36 | 527,223.55 | 7,881,267.21 | | Primas por Cobrar (neto) | 422,160.98 | 468,672.93 | 405,421.21 | 455,660.27 | 129,431.00 | 1,881,346.40 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 163,155.53 | 344,915.83 | 65,551.32 | 128,864.29 | 20,702.76 | 723,189.74 | | Otras cuentas por cobrar | 36,045.21 | 14,400.73 | 14,879.11 | 41,289.31 | 18,631.06 | 125,245.42 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Participaciones en acciones | 0.00 | 0.00 | 249,259.26 | 15,962.05 | 0.00 | 265,221.32 | | Activo material | 76,065.92 | 281,931.50 | 191,008.71 | 21,774.27 | 7,014.40 | 577,794.81 | | Activo intangible | 1,609.21 | 13,217.18 | 13,712.36 | 6,302.15 | 4,706.08 | 39,546.98 | | Activo fiscales | 1,168.00 | 0.00 | 9,097.82 | 7,065.11 | 3,716.59 | 21,047.51 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 5,880.10 | 0.00 | 5,880.10 | | Otros activos | 14,967.53 | 24,951.83 | 52,917.57 | 101,060.76 | 12,099.02 | 205,996.70 | | | | | | | | | PASIVOS | 2,466,795.94 | 1,428,844.06 | 1,322,778.52 | 1,711,634.86 | 607,065.69 | 7,537,119.07 | | Reservas tecnicas | 2,008,736.41 | 884,434.22 | 724,308.27 | 1,041,887.01 | 342,364.49 | 5,001,730.39 | | Reservas de Riesgo en Curso | 496,514.05 | 123,507.47 | 362,173.70 | 489,280.24 | 135,724.71 | 1,607,200.18 | | Reserva Matematica | 504,031.80 | 32,362.52 | 3,082.24 | 12,950.78 | 2,248.44 | 554,675.78 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 154,690.17 | 0.00 | 0.00 | 154,690.17 | | Reservas para siniestros pendientes de liquidación y/o pago | 310,187.46 | 347,840.09 | 65,564.78 | 198,425.24 | 48,500.92 | 970,518.49 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 16,112.72 | 17,392.01 | 3,278.01 | 9,921.29 | 2,425.05 | 49,129.08 | | Reservas de Contingencia | 82,785.58 | 261,214.97 | 51,142.23 | 75,327.96 | 100,873.65 | 571,344.40 | | Reservas para Riesgos Catastróficos | 599,104.80 | 102,117.15 | 84,377.13 | 255,981.51 | 52,591.71 | 1,094,172.30 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 58,862.27 | 116,238.22 | 188,066.24 | 191,293.19 | 37,626.57 | 592,086.49 | | Obligaciones por operaciones de seguro y fianzas | 126,442.18 | 124,899.35 | 97,842.13 | 96,988.79 | 167,027.01 | 613,199.45 | | Primas en deposito | 2,520.23 | 36,868.86 | 9,845.26 | 13,383.10 | 4,073.46 | 66,690.91 | | Deposito en garantia por fianzas expedidas | 44,466.88 | 57,023.34 | 54,160.50 | 39,169.89 | 143,479.46 | 338,300.08 | | Acreedores por Primas a devolver | 30,551.69 | 0.00 | 0.00 | 0.00 | 328.05 | 30,879.74 | | Comisiones a intermediarios de seguros | 48,903.37 | 31,007.15 | 33,836.37 | 44,435.80 | 19,146.04 | 177,328.72 | | Pasivos financieros a costo amortizado | 0.00 | 88,494.22 | 138,208.85 | 0.00 | 0.00 | 226,703.06 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 49,683.98 | 0.00 | 0.00 | 49,683.98 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 88,494.22 | 88,524.87 | 0.00 | 0.00 | 177,019.08 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 45,720.52 | 104,483.55 | 66,905.20 | 87,391.13 | 19,597.25 | 324,097.65 | | Provisiones Laborales | 58,213.41 | 26,007.37 | 32,336.46 | 39,139.08 | 13,378.39 | 169,074.72 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 168,821.14 | 84,287.14 | 75,111.38 | 254,935.66 | 27,071.98 | 610,227.30 | | | | | | | | | PATRIMONIO | 1,760,500.67 | 688,881.35 | 644,146.61 | 1,307,371.49 | 229,469.72 | 4,630,369.84 | | Fondos propios | 1,732,656.17 | 670,511.65 | 614,100.89 | 1,307,371.49 | 229,469.72 | 4,554,109.91 | | Capital social pagado | 214,370.30 | 139,986.52 | 265,000.00 | 317,653.00 | 122,103.00 | 1,059,112.83 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 154,107.30 | 97,529.63 | 114,024.19 | 280,787.60 | 41,806.43 | 688,255.16 | | Resultados acumulados | 1,199,856.05 | 383,458.24 | 214,317.46 | 570,223.95 | 55,518.61 | 2,423,374.32 | | Resultados del ejercicio | 164,322.51 | 49,537.25 | 20,759.24 | 138,706.94 | 10,041.67 | 383,367.61 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Ajustes de Transición | 27,844.51 | 18,369.70 | 30,045.72 | 0.00 | 0.00 | 76,259.93 | | Total pasivo mas capital | 4,227,296.61 | 2,117,725.41 | 1,966,925.13 | 3,019,006.35 | 836,535.40 | 12,167,488.90 | | | | | | | | | Cuentas de orden | 642,274,245.49 | 1,151,975,314.01 | 1,495,221,777.58 | 353,105,232.94 | 359,573,857.29 | 4,002,150,427.31 | | Responsabilidades en vigor | 424,652,891.54 | 634,727,560.56 | 833,054,001.04 | 251,496,070.33 | 252,685,705.23 | 2,396,616,228.70 | | Riesgos cedidos en reaseguro | 215,590,842.92 | 516,200,083.94 | 657,329,233.15 | 100,524,971.88 | 104,606,496.14 | 1,594,251,628.04 | | Responsabilidad por fianzas otorgadas | 221,950.42 | 176,301.78 | 1,841,719.04 | 320,082.49 | 919,436.49 | 3,479,490.21 | | Afianzamiento y reafianzamiento cedido | 148,680.39 | 121,920.82 | 1,450,424.04 | 2,908.89 | 763,599.61 | 2,487,533.75 | | Garantias y contragarantias recibidas | 1,160,126.69 | 746,563.93 | 1,499,236.34 | 740,576.02 | 584,852.62 | 4,731,355.60 | | Documentos y valores en custodia | 368,437.88 | 0.00 | 0.00 | 0.00 | 0.00 | 368,437.88 | | Primas por cobrar retiradas del activo | 0.00 | 65.24 | 0.00 | 0.00 | 0.00 | 65.24 | | Cuentas de registro diversas | 131,315.65 | 2,817.74 | 47,163.97 | 20,623.34 | 13,767.20 | 215,687.90 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 30 DE ABRIL DE 2019 C$ 32.8533 X US$ 1.00 | |
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