| | |
| CARTERA DE CREDITOS POR SITUACION (INCLUYE CONTINGENTES) | | CARTERA VENCIDA Y EN COBRO JUDICIAL POR ACTIVIDAD |
| Como porcentaje del saldo de cartera más contingentes | | Como porcentaje del saldo de cartera bruta de cada actividad |
| (En porcentaje) | Vigente | Prorrogadas | Reestructuradas | Vencidas | Cobro Judicial | | BANPRO | 92.5 | 0.1 | 5.2 | 1.3 | 0.8 | | BANCO LAFISE BANCENTRO | 88.2 | 0.4 | 8.9 | 1.4 | 1.1 | | BAC | 88.2 | 2.7 | 6.1 | 1.5 | 1.5 | | BDF | 89.9 | 0.0 | 6.9 | 1.8 | 1.4 | | BANCO FICOHSA | 86.4 | 0.0 | 10.9 | 2.5 | 0.3 | | AVANZ | 84.2 | 0.2 | 12.9 | 1.8 | 0.9 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 94.6 | 0.0 | 1.5 | 0.2 | 3.8 | | FINANCIERA FAMA | 81.9 | 0.0 | 13.8 | 4.3 | 0.0 | | FINANCIERA FINCA NICARAGUA | 61.2 | 0.3 | 21.5 | 10.2 | 6.9 | | FINANCIERA FUNDESER | 75.0 | 0.0 | 15.9 | 9.0 | 0.1 | | Financiera FDL, S.A. | 83.4 | 0.0 | 11.0 | 5.4 | 0.1 | | TOTAL SFN | 89.3 | 0.7 | 7.2 | 1.7 | 1.1 |
| | | (En porcentaje) | Comercio | Personales | Vehículos | Extra-Financiamiento | Tarjetas de Crédito | Agricultura | Ganadería | Industria | Hipotecarios | Otros | | BANPRO | 1.7 | 3.9 | 3.7 | 0.0 | 2.5 | 2.1 | 4.5 | 0.0 | 5.6 | 0.0 | | BANCO LAFISE BANCENTRO | 3.1 | 1.9 | 2.5 | 5.7 | 1.7 | 2.8 | 13.4 | 0.7 | 4.6 | 0.0 | | BAC | 4.1 | 3.2 | 2.4 | 0.0 | 1.4 | 1.1 | 24.9 | 0.9 | 6.0 | 0.0 | | BDF | 1.9 | 4.9 | 4.3 | 0.0 | 2.2 | 1.5 | 0.0 | 0.7 | 3.9 | 0.0 | | BANCO FICOHSA | 0.0 | 4.6 | 0.0 | 0.0 | 2.0 | 0.0 | 0.0 | 0.0 | 5.0 | 0.0 | | AVANZ | 3.6 | 0.3 | 0.1 | 0.0 | 0.0 | 1.0 | 4.1 | 2.4 | 0.1 | 0.0 | | BANCO ATLÁNTIDA | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 4.5 | 0.0 | 0.0 | 0.0 | 0.0 | 2.2 | 2.3 | 0.0 | 0.0 | 0.0 | | FINANCIERA FAMA | 4.9 | 2.8 | 1.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 10.4 | 0.0 | | FINANCIERA FINCA NICARAGUA | 14.9 | 2.2 | 0.0 | 0.0 | 0.0 | 31.0 | 21.9 | 9.1 | 25.5 | 0.0 | | FINANCIERA FUNDESER | 7.1 | 1.8 | 0.0 | 0.0 | 0.0 | 68.3 | 6.2 | 0.0 | 10.5 | 0.0 | | Financiera FDL, S.A. | 9.9 | 1.8 | 3.0 | 0.0 | 0.0 | 4.9 | 3.5 | 11.5 | 8.8 | 0.0 | | TOTAL SFN | 3.1 | 3.7 | 2.9 | 5.7 | 1.9 | 2.5 | 8.5 | 0.5 | 4.9 | 0.0 |
|
| Fuente: Central de Riesgo | | Fuente: Central de Riesgo |
| | |
| SALDO DE EXPOSICION DE PARTES RELACIONADAS | | CARTERA DE CREDITOS (INCLUYE CONTINGENTES) POR CALIFICACION |
| Como porcentaje de la Base de Cálculo | | Como porcentaje del saldo de la cartera más contingente total |
| (En porcentaje) | Enero 2019 | Enero 2020 | | BANPRO | 24.6 | 26.8 | | BANCO LAFISE BANCENTRO | 19.5 | 19.7 | | BAC | 6.4 | 5.2 | | BDF | 12.1 | 10.1 | | BANCO FICOHSA | 12.3 | 25.0 | | AVANZ | 21.3 | 22.8 | | BANCO ATLÁNTIDA | 0.0 | 28.4 | | BANCO PRODUZCAMOS | 0.0 | 0.0 | | BANCORP | 1.3 | 0.0 | | FINANCIERA FAMA | 0.1 | 0.2 | | FINANCIERA FINCA NICARAGUA | 0.0 | 0.0 | | FINANCIERA FUNDESER | 0.0 | 0.0 | | Financiera FDL, S.A. | 0.1 | 0.2 | | TOTAL SFN | 13.6 | 15.2 |
| | | (En porcentaje) | Calificación de Cartera | | A | B | C | D | E | | BANPRO | 82.8 | 10.2 | 3.7 | 1.9 | 1.4 | | BANCO LAFISE BANCENTRO | 82.5 | 5.8 | 6.7 | 2.2 | 2.8 | | BAC | 84.0 | 8.6 | 1.9 | 2.3 | 3.1 | | BDF | 85.2 | 7.2 | 3.0 | 2.4 | 2.2 | | BANCO FICOHSA | 83.8 | 1.6 | 9.6 | 4.7 | 0.3 | | AVANZ | 78.3 | 9.0 | 5.4 | 4.2 | 3.2 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 44.2 | 48.5 | 0.6 | 0.7 | 6.1 | | FINANCIERA FAMA | 84.0 | 2.7 | 5.0 | 3.4 | 4.9 | | FINANCIERA FINCA NICARAGUA | 61.1 | 7.3 | 5.4 | 4.6 | 21.6 | | FINANCIERA FUNDESER | 75.2 | 9.1 | 4.2 | 2.1 | 9.5 | | Financiera FDL, S.A. | 81.7 | 2.2 | 2.5 | 4.3 | 9.3 |
|
| Fuente: Informe de Partes Relacionadas | | Fuente: Central de Riesgo |
| | | |
| Nota: En los cuatro reportes antes mencionados se incorpora la cartera indirecta de Banco Produzcamos. |
